Also known as: RichMcGregor
Having spent the last years on the insurance carrier side in various the underwriting and senior management positions, I have developed a unique ability to Thoroughly comprehend the finer points of the underwriting process Recognize the need for critical, and often overlooked, premium development information and create an analytical solution that speaks the underwriters language Recognize the serious shortcomings of the current quote process, a process that reduces you to words on a piece of paper and that leads the underwriter to a herd mentality when determining your premium costs. My distinctive risk management skill-set enables me to identify critical risk exposures and create unique solutions that will minimize their effects upon my clients bottom-line profitability. My methodology is to ensure that the costs for each of my clients are held to an absolute minimum. My approach relies on my ability to understand and translate underwriter speak a process that involves in-depth trending and frequency analysis, industry specific hazard analysis, and a thorough understanding of the underwriters referral and auditing processes. To my clients this will translate into long-term cost savings and greater consistency with their insurance premiums. My risk analysis solutions include, but are not limited to, the following key areas of focus Frequency Severity Loss Analysis and Management Predictive Model Alignment Workers' Compensation Experience Modification Cost Containment Claim Management Oversight Pre-Litigation Solutions Catastrophe Management (events of nature, pandemic disease, acts of violence, etc.) 'Black Swan Strategic Reviews. This Risk Management approach is geared towards assisting my clients in understanding their unique exposures and then assisting them in creating an all-inclusive solution that mitigates their risk, while at the same time, driving down their net costs. Specialties Leadership, Distribution Management, People Management (selection development), and Relationship Building. Special focus in Strategy Development, Execution, and Consensus-Building.